A gamecard holder comprising a bottom surface, a back surface, opposing sides, and a front viewing portion that collectively form an elevated holder that is operable to be placed on any table or comparable surface. The front viewing portion includes a plurality of slots operable to hold various pull-tabs or game cards. The front viewing portion faces the player and is configured such that the height along the front viewing portion increases towards the back surface of the holder such that the pull-tabs, when placed in the slots, are viewable to the player. Optionally, the holder may include a retractable stand operable to transition the holder from a raised position ideal for playing games to a closed position for storing. As an additional option, the holder may include a support assembly for holding a portable electronic device as well as a power source and charging station.

A number of mechanisms can reduce transaction costs and increase the economic viability of a number of products. A combination instant lottery ticket and debit card makes it possible to issue prepaid debit cards having a relatively low monetary value. A combination on-line ticket or receipt and debit card can automate the prize paying process, simplifying the retailer's responsibilities while reducing the potential for fraud. Various cash flow and authentication techniques, such as age and location verification, nano payment methods and spam filters based on these mechanisms are also described. Instant lottery tickets, and in particular, losing tickets, can be provided with a small residual value by placing account information on the ticket. In another version, a lottery ticket can be combined with a payment card that operates as a closed payment system whereby the payment card can only be used with a specified vendor.

An instant lottery scratch ticket and method of playing a lottery instant scratch ticket game comprises a plurality of physical tickets, wherein each ticket provides a removable sticker that may provide wins or enhanced wins.

A method of playing a lottery instant scratch ticket game comprises a plurality of scratch tickets, wherein each ticket comprises four game grids. Each ticket provides a TicTacToe-like gameplay and wherein “O” symbols provide a payout differing from “X” symbols in each separate game grid. A mini jackpot and a maxi jackpot may be provided. Alternate embodiments are discussed.

A security paper, having a first paper ply and a second paper ply, and a plastic ply made of a thermoplastic polymer material arranged between the paper layers (1, 2), wherein a strip-shaped tear-off film is embedded between the paper layers on the inner side of the second paper layer and at least partially embedded into the plastic layer. Hidden information is arranged on the inner side of the first paper ply and is covered by the strip-shaped tear-off film or is arranged on the surface of the strip-shaped tear-off film facing the first paper ply. The hidden information can be exposed by the strip-shaped tear-off film together with a strip of the second paper ply being irreversibly torn off the multi-layer substrate.

A playing card having a substrate entirely of a first predetermined colour overlaid with a removable surface coating entirely of a second predetermined colour contrasting with said first predetermined colour, said removable surface being sufficiently friable so as to be able to be scratched off by a player in a pattern predetermined by said player to reveal said substrate in said pattern. The scratched playing card uses the high contrasting colors (typically primary and secondary colors) to produce letters or image(s). These cards are interchangeably used in a strategic and non gambling card game often utilising the Stroop effect.

A method of playing a lottery instant scratch ticket game comprises a plurality of scratch tickets, wherein each ticket comprises four game grids. Each ticket provides a TicTacToe-like gameplay and wherein O symbols provide a payout differing from X symbols in each separate game grid. A mini jackpot and a maxi jackpot may be provided. Alternate embodiments are discussed.

A multi-game ticket assembly and associated method of making include a substrate having a front surface and a back surface. A first game play area is provided on the front surface and includes a plurality of game symbols for play of a first game. A second game play area is provided on the back surface and includes one or more windows defined therein for play of a second game partially embodied on the back surface. A fold line indication on the front surface and divides the substrate into a first portion and a second portion. The second portion is foldable onto the first portion in a folded state of the substrate such that the front surface of the second portion is against the front surface of the first portion and the one or more windows align with the first game play area. The game symbols in the first game play area that are visible to a player through the one or more windows in the folded state of the substrate determine an outcome of the second game.

An instant lottery scratch ticket and method of playing a lottery instant scratch ticket game comprises a plurality of physical tickets, wherein each ticket provides a removable sticker that may provide wins or enhanced wins.

A playing card having a substrate entirely of a first predetermined colour overlaid with a removable surface coating entirely of a second predetermined colour contrasting with said first predetermined colour, said removable surface being sufficiently friable so as to be able to be scratched off by a player in a pattern predetermined by said player to reveal said substrate in said pattern. The scratched playing card uses the high contrasting colors (typically primary and secondary colors) to produce letters or image(s). These cards are interchangeably used in a strategic and non gambling card game often utilising the Stroop effect.