G06Q20/326

CRYPTOCURRENCY TRANSACTIONAL SYSTEMS AND METHODS
20230052723 · 2023-02-16 ·

A secure cryptocurrency transactional system for actuating transactions involving electronic gaming machines and cryptocurrency wallets.

PAYMENT METHOD AND SYSTEM THROUGH GENERATION OF ONE-TIME PAYMENT-ONLY NUMBER OF REAL CARD LINKED WITH APPLICATION
20230053310 · 2023-02-16 ·

Provided are a payment method and system through generation of a one-time payment-only number of a real card linked with an application, wherein in order to make payment safely by generating a one-time payment-only number every payment without leaving card information of a user in a provider's payment terminal or by using the generated one-time payment-only number, when a real card is linked with an application installed on a user terminal and the payment terminal recognizes the real card, a user signature input window, and transaction information about payment performed with a one-time payment-only number generated by a card company server are displayed on a screen of the application of the user terminal, and payment is performed when a signature of the user is input to the signature input window.

METHOD AND SYSTEM FOR POINT OF SALE PAYMENT USING A MOBILE DEVICE

To conduct a payment transaction at a merchant's point of sale using a mobile device, the mobile device initiates an authenticated communication session with a payment agent. The payment agent is an entity responsible for facilitating a payment transaction between the merchant and purchaser via their respective financial institutions. During the authenticated communication session, response to an input indicating the user of the mobile device wishes to make a payment, the mobile device generates a unique payment key that is based on at least one unique data of the mobile device. The mobile device transmits the payment key to the payment agent, and then transfers a copy of the payment key to the point of sale system. The merchant's payment system that transmits the payment key to the payment agent in a transaction request. The payment agent then verifies that the received payment key is the same as they received from the mobile device, and that the authenticated communication session is still valid, and then approves the transaction.

Reduced friction for merchant interactions
11580514 · 2023-02-14 · ·

Improvements to existing technologies associated with point-of-sale transactions and merchant ecosystems to, among other things, reduce in-person contact and, in some examples, improve the efficiency at which point-of-sale transactions are completed (i.e., reduce friction) are described. In some examples, such reduced in-person contact and/or improved efficiencies can limit transmission of infectious diseases. As such, techniques described are directed to modifying aspects of point-of-sale transactions such that they occur on different computing devices (e.g., customer computing devices instead of merchant computing devices), are automated, and/or occur at different times than with conventional point-of-sale transactions. Furthermore, in at least one example, techniques described can leverage a distributed, network-based merchant ecosystem—comprising multiple merchant computing devices and/or customer computing devices that are specially configured to communicate with a service provider—to facilitate social distancing, which can reduce in-person contact and, in some examples, improve the efficiency at which point-of-sale transactions are completed.

Tamper resistant device for an integrated circuit card

A tamper resistant device can be used for an integrated circuit card. The device includes memory storing a first security domain that includes a telecommunication profile and a second security domain that includes an application profile. A first physical interface is configured to be coupled to a baseband processor configured to operate with a mobile telecommunications network. A second physical interface configured to be coupled to an application processor. The first physical interface configured to allow the baseband processor to access the telecommunication profile and the second physical interface is configured to allow the application processor to access the application profile. The tamper resistant device is configured to enable accessibility to the application profile if corresponding commands are received at the first interface and to enable accessibility to the telecommunication profile if corresponding commands are received at the second interface.

Physical stand for multiple device orientations and peripheral card reader

There are provided systems and methods for a physical stand for multiple device orientations and peripheral card reader. A device stand may include a dock that allows for placement and securing of a computing device within the device case, such as through a locking or connecting mechanism. The device dock further includes a peripheral component, such as a physical card reader, that allows for reading and entry of card data into the computing device for use with an electronic transaction processing application on the computing device. This allows the computing device to process transactions electronic with an online service provider. Further, the device stand includes a hinge or joint that allows for rotating and inverting of the computing device over a curved extension from a base of the device stand, which allows the computing device to be viewed in multiple directions and orientations.

System, method, and apparatus to interactively broadcast value

A system, method, apparatus, and computer program product for interactively broadcasting value via a sound, a Wi-Fi, a Bluetooth, an email, a messaging, an RFID, or an NFC to incentivize direct consumer engagement. The system produces verifiable data on customer preferences, habits, and purchasing while using secure digital cryptographic technology to convey an item of value. The system is configured to transact a digital token normally carried on a blockchain leger in an off-ledger condition. The digital token is embedded with a media content. A mobile computing device having a representation of a digital wallet is configured to detect the digital token, decode the digital token and is transfer the digital token back to the blockchain ledger. When validated by the blockchain ledger, the digital token is transacted to a digital wallet on the blockchain ledger.

CLIENT-PROVISIONED CREDENTIALS FOR ACCESSING THIRD-PARTY DATA
20230043318 · 2023-02-09 ·

Accessing third-party service provider data on behalf of a first-party service provider without having to provide credentials to a first-party service provider server(s) is described. A credential may be received via a user interface presented by a mobile payment application associated with a service provider, the credential being associated with a user account of a user and a third-party service provider. The mobile payment application may then send the credential to a computing device(s) of the third-party service provider, which causes a session to be established between the mobile payment application and the third-party device(s). The mobile payment application may receive, via the session, user data associated with the user account from the third-party device(s), and may send, without having provided the credential to a computing device(s) of the service provider, at least a portion of the user data to the computing device(s) of the service provider.

Application Programming Interface-Enabled Check Generation Service
20230043509 · 2023-02-09 ·

Various aspects of the disclosure relate to automated generation and electronic delivery of digital representations of guaranteed financial instruments. A check generation service platform may process personal financial instrument images, along with user account information, to generate electronic representations of guaranteed financial products. Delivery of the guaranteed financial product may be performed as an electronic message comprising one or more of a bar code, a QR code, or an electronic token, and an electronic image that may be executed by a third-party computing platform.

Method and system for distributing electronic tickets with visual display for verification

This invention discloses a novel system and method for distributing electronic ticketing such that the ticket is verified at the entrance to venues by means of an animation or other human perceptible verifying visual object that is selected by the venue for the specific event. Tins removes the need to use a bar-code scanner on an LCD display of a cell phone or other device and speeds up the rate at which human ticket takers can verify ticket holders.