Methods and systems for a financial card with dynamic viewing angles are disclosed. A first portion of indicia and a second portion of indicia can be disposed on a first surface and/or a second surface of a financial card. The first portion of the indicia can be viewable only from at least a first viewing angle. The second portion of the indicia can be viewable only from at least a second viewing angle, the second viewing angle being different from the first viewing angle.

A device and method for waveform transmission of transaction card data to a merchant point-of-sale device are provided. The device includes a memory device for storing data, a processor, and a transmitter. The device is programmed to receive transaction card data that mimics data stored within a magnetic stripe associated with a transaction card, convert the transaction card data to a first data file for storage within the memory device, transmit the first data file to the transmitter, and transmit a first waveform from the transmitter to the POS device, wherein the first waveform includes changes in a magnetic field that represent the transaction card data.

A user having an account with a payment provider receives an unregistered payment card that is associated with the payment provider, and that includes a magnetic strip encoded with a number unique to the card and a machine readable code such as a QR/barcode embossed thereon. The user may then open an application on the user's mobile device to capture the number associated with the card by, for example, scanning the QR/barcode, capturing an image of the number, speaking the number into the device, or manually entering the number into the user's device. The user may also authenticate with the payment provider by entering login credentials. The user may then confirm a request to link the number of the card with the user's payment provider account, which activates and links the card to the user account so that the user can immediately use the card for purchases.

A payment system including an electronic cash register associated with a physical point of sale of a merchant; and a payment acquisition device for advantageously cooperating with a payment issuing device of a client via a first link. Such a payment acquisition device transmits payment transaction messages (MSGT) to a bank server via a second link in order to implement electronic payment transactions. The payment acquisition device is configured to include a mechanism for capturing a view of any invoice issued by an electronic cash register, and the processing unit of such a payment acquisition device is configured to trigger the capture of at least one digital representation of the invoice and to automatically detect and determine therefrom the payment amount of the relevant financial transaction.

A method for authenticating an online transaction or a log-in process is provided. The method comprises: receiving image data of a visual graphical barcode from a user device, and the visual graphical barcode is configured to be displayed on an unauthenticated device for conducting the online transaction; analyzing the image data to obtain a transaction validation identifier (ID); comparing the transaction validation ID to a pre-stored validation ID; comparing a first set of collection data from the user device to a second set of collection data that is pre-stored; and determining whether to approve or reject the online transaction based on (1) a match between the transaction validation ID and the pre-stored validation ID, and (2) a match between the first set of collection data and the second set of collection data that is pre-stored.

A structure of a multipurpose card having a semi-transparent or transparent stone is provided. The stone is a faceted precious stone, such as a diamond. The diamond is illuminated from only one side of the multipurpose card and light is passed through predetermined optical paths. An image of the diamond is acquired from the opposite side of the multipurpose card and compared to predetermined reference images of the diamond, to authenticate the multipurpose card.

An automated system and method for BUYING AND SELLING STOCKS, FRACTIONAL SHARES, SHARES, COMMODITIES, OR ANY OTHER PRODUCT LISTED ON ANY US OR GLOBAL STOCK EXCHANGES through a kiosk of debit card, credit card, or gift card. The kiosk having a housing to house electrical, network, and communication components; a user interface in communication with the kiosk, the user interface to receive user commands; the kiosk being managed and operated by an investment entity, the investment entity having the ability to buy or sell the one or more investments; and a gift card; the one or more investments include one or more stocks, fractional shares, shares, commodities, or any other product listed on any US or global stock exchanges; and the one or more user commands allow the user to purchase or sell the one or more investments via the kiosk.

An electronic device for supporting power sharing and data communication with an external electronic device, and a method therefor are provided. The electronic device includes a power management circuit, an antenna including a first coil and a second coil, a transceiver circuit configured to transmit a power signal received from the power management circuit to the antenna and to transmit a power signal received from the antenna to the power management circuit, the transceiver circuit including a first transceiver terminal and a second transceiver terminal, a first switch, and a control circuit electrically connected to the first switch and the transceiver circuit. A first end of the second coil may be connected to the first transceiver terminal. A second end of the second coil may be connected to the second transceiver terminal. A first end of the first coil may be connected to the first transceiver terminal through the first switch. A second end of the first coil may be connected to the second transceiver terminal. The control circuit may be configured to control the first switch based on identification information of an external electronic device received from the antenna through the transceiver circuit.

A provider system is connected to one or more readers corresponding to one or more access points. A secure local connection is established between the user device and the provider system via one reader. The provider system receives from the user device a request for user access via one access point corresponding to the one reader, the provider system sends to the user device a request for identification information of the user, and the user device sends user information associated with a first mobile identification credential (MIC) which the user device received from an authorizing party system (APS), the user having consented to release the user information to the provider system, and the user information having been verified. The provider system uses the verified user information associated with the first MIC to verify or not verify the identity of the user before granting or denying the request to the user.

Methods, systems, devices, and computer-readable media for detecting multi-party events and transactions are provided. User data may be monitored to detect data associated with an event involving multiple individuals, such as by identifying transaction data associated with certain types of merchants and/or scheduling, calendar, or correspondence data indicative of an event. The data may be further analyzed to identify a date, location, and/or parties associated with the event. A multi-party event may be generated. The user data may continue to be monitored to identify transactions associated with multiple parties and occurring during a time and/or at a location of the event. At a conclusion of the event, the transactions may be aggregated and an optimal payment scheme may be determined for settlement of the transactions between the parties. In accordance with the determined payment scheme, delegation of portions of the aggregated transactions may be initiated for settlement amongst the parties.