G06Q50/186

DIGITAL ASSET TRANSFER METHOD, DIGITAL ASSET TRANSFER DEVICE, AND PROGRAM

The present disclosure relates to a digital asset transfer method, a digital asset transfer device, and a program that enable more appropriate transfer of a digital asset managed by a peer-to-peer database at the time of death of a user.

There is provided a digital asset transfer method executed by a computer, the method including: acquiring death information of a user who owns a cold wallet; identifying a transfer condition for a digital asset registered to an account associated with the cold wallet on a basis of the death information; and signing, using a secret key associated with the cold wallet, registration data registered in a P2P database to transfer the digital asset on a basis of the transfer condition; and deleting the secret key having been used in the signing.

METHOD AND SYSTEM FOR PROVIDING LIFESTYLE-BASED FUNERAL INSURANCE
20230077023 · 2023-03-09 · ·

Method and apparatus for a system to efficiently organize and provide a funeral for a decedent. Unfortunately, the prior art processes of planning and organizing funerals are done with little thought towards the desires of the decedent and are done in a cost insensitive manner. As a result, funerals are often either utterly non-responsive to the desires of the decedent and due to cost constraints, are either lacking in substance or reflect a rushed process which magnifies the pain and loss of the decedent's survivors and mourners. The instant invention addresses all of these problems by allowing a person to plan out, contract, and fully finance their funeral, resulting in a process that provides true dignity and respect to the decedent and spare the mourners the burden of dealing with crass commercial matters in their time of intense grief.

Estate planning and beneficiary management system including digital assets
11599961 · 2023-03-07 · ·

A estate planning and beneficiary management system according to an embodiment includes a system controller which may prompt and receive from a user information which may be necessary to create and estate planning model. The system may provide for traditional assets and digital assets, such as cryptocurrency and NFTs. The system may provide for distribution of the digital assets using smart contracts and blockchain wallets. The system may provide access by beneficiaries and trusted contacts to the user selected documents at different user defined permission levels. Upon the user's death, the system may automatically notify the beneficiaries and trusted contacts, execute block transactions between the user's wallets and beneficiaries' wallets according to the smart contracts, and notify outside world platforms of the user's death and the user's directives for the particular platforms as laid out in the user's will.

Secure log schemes for portable accounts
11632249 · 2023-04-18 · ·

Systems and methods are described for providing decentralized access to a user account. The method may include generating, by an electronic device, a public key and a private key for the user account, generating, by the electronic device, a first inner account block of a blockchain for the user account. The first inner account block may include an identifier for the user account, the public key for the user account associated with the electronic device, encrypted data for the user account, and a signature over contents of the first inner account block using the private key for the user account on the electronic device. The method may further include generating a second inner account block of the blockchain, providing, using the identifier associated with the user account, the blockchain to a plurality of other devices, and controlling access to the user account based on portions of the blockchain.

PLATFORM FOR MULTI-PARTY LEGAL SERVICES AND AUTOMATED FULFILLMENT
20230161950 · 2023-05-25 ·

A computing system environment method for data management for automated document creation includes steps of defining one or more data entities and associating the one or more data entities with unique identifiers in storage. At least one relationship is defined between the one or more defined data entities. The one or more defined data entities are into one or more guides. Filtered views of the one or more guides are provided according to the one or more defined relationships.

POLICYHOLDER SETUP IN SECURE PERSONAL AND FINANCIAL INFORMATION STORAGE AND CHATBOT ACCESS BY TRUSTED INDIVIDUALS

A computer-implement method and computer system may be configured to facilitate policyholder setup in connection with estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.

SYSTEM AND METHOD FOR CUSTOMIZED ESTATE ADMINISTRATION ASSISTANCE
20220318940 · 2022-10-06 ·

A system and method for provision of self-service assistance in documentary estate administration tasks. Through the conduct of an electronic interview in which jurisdictional and nonjurisdictional filter values in respect of a decedent are captured, estate administration software component can filter and provide jurisdictionally relevant forms for use in the administration of the estate of the decedent.

Updating a document based on transaction analysis

A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications. The platform provides the information identifying the potential modifications.

Autonomously generated portable accounts
11683183 · 2023-06-20 · ·

Systems and methods are described that include a plurality of devices triggered to be configured with a portable user account to synchronize account events to a distributed log. The plurality of devices includes at least one device configured to trigger a query to determine access rights for the at least one other device. In response to receiving an approval response to the query, the at least one device assigns a provision status to the at least one other device, provides, for the at least one other device, access to at least a subset of the portable user account according to the assigned provision status, and updates the distributed log to include the at least one other device based on the provision status.

Estate disposition modeling

A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the disposition of the estate based on the inputs are generated. Tax and liquidity analysis based on the inputs are also generated.