A deposit and withdrawal service system using Automated Teller Machine (ATM) includes a communication module configured to receive a transaction request associated with a customer's asset managed by an institution from the ATM, and transmit a processing result received from the institution in response to the transaction request to the ATM, and a statement conversion module configured to convert the transaction request received from the ATM into aggregated details data that is independent from the ATM, and convert the processing result received from the institution into statement details data corresponding to the ATM having requested the transaction. The communication module is further configured to transmit the aggregated details data to the institution, receive the processing result from the institution, and transmit the processing result to the ATM as the statement details data. According to the deposit and withdrawal service system, it is possible to standardize a task structure between the ATM operating institution and the institution, and deposit and withdraw the customer's points or loans managed by the institution such as a Fintech institution or a card company via the ATM through a relaying function provided by the deposit and withdrawal service system.

A banknote feeder device (3) configured to interconnect and operate in conjunction with a banknote acceptor apparatus (2), the banknote feeder device (3) comprising a banknote transport mechanism operable, when the banknote feeder device (3) is connected to the banknote acceptor apparatus (2), to transport a banknote from a banknote input aperture to a banknote output aperture. The banknote transport mechanism comprises a linear succession of spaced-apart pairs of transport wheels (22) and each transport wheel extends at least partially through a banknote transport conduit surface into an interior cavity of the banknote transport conduit between the banknote input aperture and the banknote output aperture.

Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account.

A stacking and dispensing module (2) for use in an automatic teller machine (4), the module is configured to be arranged in connection with a banknote storage unit (6) comprising a banknote tray (8) on which banknotes (10) are stacked, the stacking and dispensing module (2) is configured to be in a banknote stacking mode, when banknotes are stacked in said storage unit (6), and in a banknote dispensing mode, when banknotes are dispensed from said storage unit (6). A stacking wheel member (12) is active both during the banknote stacking mode and during the banknote dispensing mode, and that the rotation of the stacking wheel member (12) is configured to be controlled by a first direct current (DC) motor (20), and the rotation of a dispensing wheel member (16) is configured to be controlled by a second DC motor (22). The module further comprises:—a current measuring unit (24) configured to measure the currents applied to drive said first and second DC motors (20, 22) and to generate current signals (26, 28) in dependence thereto,—a control unit (30) configured to receive said current signals (26, 28), wherein the control unit (30) is configured to evaluate said current signals (26, 28) and to determine control signals (32, 34) for various functions of said module in dependence of said evaluation, and to apply said control signals for controlling said functions.

A money handling apparatus (for example, a banknote handling apparatus) includes a destination selector configured to select a storage unit where at least one of a counterfeit money and suspect money among the money transported by the transporting unit is to be transported, from the plurality of storage units (for example, each banknote storage unit, each storage/feeding unit, collecting unit, banknote ejecting unit, and the like) and a controller configured to control the transporting unit to transport at least one of the counterfeit money and suspect money to the storage unit selected by the destination selector among the plurality of storage units.

A sheet processing apparatus in the present invention operates in a self-service mode, in which a user does not receive operation support provided by an operation assistant, and a non-self-service mode, in which the user receives the operation support. The sheet processing apparatus includes an inlet that takes in sheets in a deposit process, a transport section that transports the sheets taken in from the inlet, storage sections that store the sheets transported by the transport section, and a control section that causes the transport section in such a way as to transport the sheets to the storage sections on a basis of storage conditions for storing the sheets in the storage sections. The control section changes the storage conditions for at least one of the storage sections between the self-service mode and the non-self-service mode.

Consolidated resource event processing at an automated electronic apparatus. A user having a resource depository that is associated with an entity other than the entity controlling the automated electronic apparatus is able to conduct certain resource events at the apparatus, e.g., inputting tangible resources at the automated electronic apparatus, initiating a resource event with a second user at the automated electronic apparatus using the tangible resources, and receiving tangible resources at the automated electronic apparatus. Computer-readable indicia is displayed on or proximate to the automated electronic apparatus which is captured and read by a mobile communication device, in possession of a user, to (i) identify the automated electronic apparatus, (ii) link the automated electronic apparatus to a resource depository held by the user at an entity different than the entity controlling the automated electronic apparatus and (iii) trigger the automated electronic apparatus to receive an input of tangible resources by the user.

Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.

A banknote deposit machine is able to receive banknotes, preferably so as to make a payment, wherein the banknote machine is permanently connected via a data link to a (cloud) storage system, or is designed to establish a temporary data link with the (cloud) storage system. Banknote data, such as image data or serial number data, etc., specifically of banknotes which are considered stolen or which were handed over as a result of a crime, for example as a ransom, are stored in the (cloud) storage system. Whenever the banknote deposit machine receives a banknote whose identification appears suspicious, for example because the banknote has a serial number that is stored in the (cloud) storage system, feedback is sent to the operator of the banknote machine and/or the payment transaction is terminated and/or an appropriate institution or authority, for example the police or a security service, is automatically informed.

Various methods, systems, and devices for loading currency into an electronic wallet are provided. In general, a currency acceptance terminal can be configured to accept currency from a user for loading into the user's electronic wallet, which may be used to purchase products from a merchant. The currency acceptance terminal can be unmanned such that the currency can be accepted and loaded into the electronic wallet without a cashier or other employee handling the currency or the currency acceptance terminal.