A method for on-behalf ATM processing via blockchain includes: receiving, by a receiver of an automated teller machine (ATM), a transaction identifier; receiving, by an input device interfaced with the ATM, a withdrawal amount; identifying, by the ATM, a blockchain transaction in one of a plurality of blocks comprising a blockchain, wherein the blockchain transaction includes at least the transaction identifier and a current balance; and processing, by the ATM, withdrawal of the withdrawal amount based on the current balance, where processing includes dispensing, by a dispenser interfaced with the ATM, currency equivalent to the withdrawal amount if the withdrawal amount is less than or equal to the current balance or displaying, by a display device interfaced with the ATM, a message indicating an insufficient balance if the withdrawal amount is greater than the current balance.

Consolidated resource event processing at an automated electronic apparatus. A user having a resource depository that is associated with an entity other than the entity controlling the automated electronic apparatus is able to conduct certain resource events at the apparatus, e.g., inputting tangible resources at the automated electronic apparatus, initiating a resource event with a second user at the automated electronic apparatus using the tangible resources, and receiving tangible resources at the automated electronic apparatus. Computer-readable indicia is displayed on or proximate to the automated electronic apparatus which is captured and read by a mobile communication device, in possession of a user, to (i) identify the automated electronic apparatus, (ii) link the automated electronic apparatus to a resource depository held by the user at an entity different than the entity controlling the automated electronic apparatus and (iii) trigger the automated electronic apparatus to receive an input of tangible resources by the user.

A banknote deposit machine is able to receive banknotes, preferably so as to make a payment, wherein the banknote machine is permanently connected via a data link to a (cloud) storage system, or is designed to establish a temporary data link with the (cloud) storage system. Banknote data, such as image data or serial number data, etc., specifically of banknotes which are considered stolen or which were handed over as a result of a crime, for example as a ransom, are stored in the (cloud) storage system. Whenever the banknote deposit machine receives a banknote whose identification appears suspicious, for example because the banknote has a serial number that is stored in the (cloud) storage system, feedback is sent to the operator of the banknote machine and/or the payment transaction is terminated and/or an appropriate institution or authority, for example the police or a security service, is automatically informed.

A system for detecting a fraudulent ATM transaction is disclosed. The system relates to an ATM machine that receives a bank/ATM card from a customer. The ATM first attempts to read information from the card chip, but is unable to do so due to a read error. The ATM then instead reads the information from the magnetic strip, and initiates a fraud detection procedure. In one such procedure, the ATM uses a local wireless access point to detect a customer's device, such as a phone, in the vicinity of the ATM. In another such procedure, the ATM communicates with a backend server. The backend server then determines the location of the customer device either by transmitting a message to request authorization, or by utilizing GPS or other location-detection means on the customer device to determine whether the customer device is within the ATM vicinity.

A method comprises receiving, by a computing device from a customer device, a request to provision a financial account for the customer, associating, by the computing device, a mobile device with the requested financial account, and sending, by the computing device to the mobile device, authentication information for the requested financial account. The method further includes receiving the authentication information by the computing device from a financial terminal that received the authentication information from the mobile device, receiving, by the computing device, first location information of the mobile device, and provisioning, by the computing device and based on the first location information of the mobile device being within a predetermined distance of a location of the financial terminal, the requested financial account for the customer.

In order to appropriately replenish a money handling apparatus with money, a money handling system includes a first money handling apparatus to perform a plurality of kinds of dispensing transactions in which different fitness-types of fit money are dispensed; a management server including processing circuitry configured to determine, when the first money handling apparatus needs to be replenished with money, a breakdown of the money for replenishment, based on information on the dispensing transactions performed by the first money handling apparatus, wherein the breakdown indicates a quantity of each fitness-type of fit money to be included in the money for replenishment; and a second money handling apparatus to dispense the money for replenishment based on the breakdown of the money determined by the processing circuitry. The first money handling apparatus is replenished with the money for replenishment dispensed from the second money handling apparatus.

A method may include receiving, via a processor, a request for payment of a payment amount from a first computing system. The method may also involve receiving a location of the first computing system, identifying one or more automatic teller machines (ATMs) based on the location of the first computing system, generating an image configured to cause the one or more ATMs to dispense funds that correspond to the payment amount, and sending the image to the first computing system.

A housing facilitates a service operation for a transaction device. The housing is communicatively coupled to a housing control computing system. The housing includes a user interface comprising a first input/output (I/O) device that is communicatively coupled to the housing control computing system. The housing includes a transfer cassette interface structured to receive a transfer cassette that is structured to retrievably store banknotes. The housing also includes a media aperture interface structured to couple to a media aperture of the transaction device. The media aperture interface is coupled to a first sensor structured to detect a parameter of the service operation. The media aperture interface is also coupled to a transfer arm structured to facilitate transferring banknotes to and from the media aperture. The housing also includes a transport apparatus that facilitates transporting banknotes to and from the transfer cassette via the transfer cassette interface and/or the media aperture interface.

In accordance with an embodiment, an image forming apparatus comprises an image forming section configured to form an image on a sheet; a sheet discharge port through which the sheet is discharged; a sheet conveyance roller configured to convey the sheet to the sheet discharge port; a movable sheet guide, arranged in such a manner that an imaginary line connecting a portion contacting the sheet of the sheet conveyance roller with the sheet discharge port passes through a cross-sectional area, configured to be capable of moving in a direction away from a surface of the sheet; and a guide sensor configured to detect movement of the movable sheet guide.

In order to improve efficiency of an operation of a cash handling system and reduce the labor required for the operation, a POS register receives an input of a cash-out amount, and an input of a charge amount. The POS register reads a debit card ID from a debit card, and transmits a settlement request including the debit card ID and a settlement amount to a management server. Upon receiving the settlement request, the management server withdraws the settlement amount from an account, and transmits a settlement permission to the POS register. Upon receiving the settlement permission from the management server, the POS register performs charge of electronic money, and transmits a dispensing instruction for the cash-out amount to a change machine. The change machine receives the dispensing instruction and dispenses cash.