Patent classifications
G07F19/203
MODULAR DEVICE MESH NETWORK FOR ASSOCIATED DEVICE INTEGRATION
Embodiments of the present invention provide a system for facilitating a secure way to allow primary users and secondary users to perform interactions remotely via an automated machine and one or more auxiliary devices on the same local network. In particular, the system may assign exclusive control over an automated device and one or more auxiliary devices to a primary user via a computing device connected to the same local network or virtual private network as the automated machine, and may allow the primary user to communicate via the automated machine with a secondary user who wishes to complete one or more resource interactions.
System and method for deposit and withdrawal service using automated teller machine and computer program for the same
A deposit and withdrawal service system using Automated Teller Machine (ATM) includes a communication module configured to receive a transaction request associated with a customer's asset managed by an institution from the ATM, and transmit a processing result received from the institution in response to the transaction request to the ATM, and a statement conversion module configured to convert the transaction request received from the ATM into aggregated details data that is independent from the ATM, and convert the processing result received from the institution into statement details data corresponding to the ATM having requested the transaction. The communication module is further configured to transmit the aggregated details data to the institution, receive the processing result from the institution, and transmit the processing result to the ATM as the statement details data. According to the deposit and withdrawal service system, it is possible to standardize a task structure between the ATM operating institution and the institution, and deposit and withdraw the customer's points or loans managed by the institution such as a Fintech institution or a card company via the ATM through a relaying function provided by the deposit and withdrawal service system.
Machine-implemented two-part bank-card-backed financial transactions
A cash-dispensing machine (e.g., a casino kiosk or bank ATM) enables a user to use a bank card (e.g., a credit or debit card) to purchase a negotiable instrument via a quasi-cash transaction, redeem the negotiable instrument, and dispense paper currency for the redeemed negotiable instrument without having to go elsewhere (e.g., a casino cage) to redeem the negotiable instrument. The machine enables a user-verification process to be performed to verify the identity of the user before allowing the negotiable instrument to be redeemed.
STACKING AND DISPENSING MODULE
A stacking and dispensing module (2) for use in an automatic teller machine (4), the module is configured to be arranged in connection with a banknote storage unit (6) comprising a banknote tray (8) on which banknotes (10) are stacked, the stacking and dispensing module (2) is configured to be in a banknote stacking mode, when banknotes are stacked in said storage unit (6), and in a banknote dispensing mode, when banknotes are dispensed from said storage unit (6). A stacking wheel member (12) is active both during the banknote stacking mode and during the banknote dispensing mode, and that the rotation of the stacking wheel member (12) is configured to be controlled by a first direct current (DC) motor (20), and the rotation of a dispensing wheel member (16) is configured to be controlled by a second DC motor (22). The module further comprises:—a current measuring unit (24) configured to measure the currents applied to drive said first and second DC motors (20, 22) and to generate current signals (26, 28) in dependence thereto,—a control unit (30) configured to receive said current signals (26, 28), wherein the control unit (30) is configured to evaluate said current signals (26, 28) and to determine control signals (32, 34) for various functions of said module in dependence of said evaluation, and to apply said control signals for controlling said functions.
THE AUTOMATED SALESMAN MACHINE (ASM)/AUTOMATED ELECTRONIC TROLLEY (AET)
A method or a system, automatically and electronically ensures that customer pays for all goods picked up and the customer takes out of the shop only goods paid for. All this is done without the need of a shop teller and finally without the need of a shop supervisor to periodically crosscheck and ensure that the total amount of money collected by the shop teller (within a period) equals the total value of goods disbursed. The resultant of this system are the shop runs can run a totally cashless shop; reduce human resource by a significant percentage; shop can be opened 24/7; no more queues at shop teller points even during peak periods or major sales.
METHOD AND SYSTEM FOR CARDLESS DISBURSEMENT FROM AN AUTOMATED TELLER MACHINE
A method for cardless withdrawal from an automated teller machine includes: receiving, by an input device of an automated teller machine (ATM), user input comprising at least: a first code, a device identifier associated with a computing device, and a transaction amount; electronically transmitting, by the ATM, at least the first code, device identifier, and the transaction amount to a first computing system; receiving, by a receiving device of the ATM, a transaction account number from the first computing system; electronically transmitting, by the ATM, a withdrawal request including at least the transaction account number and the transaction amount to an acquiring institution; receiving, by the receiving device of the ATM, an indication from the acquiring institution that indicates approval of the withdrawal request; and dispensing, by a dispensing module of the ATM, one or more payment instruments having a value equivalent to the transaction amount.
SYSTEMS AND METHODS FOR TRANSFERRING RESOURCE ACCESS
Systems and methods for transferring resource access from a sender to a recipient are disclosed that can allow a sender to specify an amount of a resource to provide access to (e.g., an amount of money or an amount of access rights), while still providing security for the sender's sensitive credential information (e.g., PAN and/or PIN). These systems and methods can allow a sender to transfer resource access from any location and at any time of the day. In the case of money transfers, the recipient can quickly and directly obtain the money from any ATM location associated with any bank and at any time of the day, even without a bank account.
MULTI-SCREEN AUTOMATED TELLER MACHINE (ATM)/AUTOMATED TELLER ASSIST (ATA) MACHINES FOR USE BY WHEELCHAIR USERS
An automated teller machine (ATM) including multiple user screens is provided. The ATM preferably includes an ATM processor, an ATM user information input device and/or an ATM receiver, a customer-facing ATM touch screen configured to display an initial ATM display, an ATM dispenser configured to dispense a cash withdrawal amount in the event that an ATM central processing unit (CPU) receives information relating to a selection of the cash withdrawal amount. The ATM may further include a second, customer-facing, touch screen configured to selectably display an automated teller assist (ATA) display configured to provide a video display of a live teller located at a remote location.
MONEY HANDLING APPARATUS AND MONEY HANDLING METHOD
A money handling apparatus (for example, a banknote handling apparatus) includes a destination selector configured to select a storage unit where at least one of a counterfeit money and suspect money among the money transported by the transporting unit is to be transported, from the plurality of storage units (for example, each banknote storage unit, each storage/feeding unit, collecting unit, banknote ejecting unit, and the like) and a controller configured to control the transporting unit to transport at least one of the counterfeit money and suspect money to the storage unit selected by the destination selector among the plurality of storage units.
UNIVERSAL CASSETTE FOR RECIRCULATION OF BILLS IN MULTIPLE SYSTEMS
A cassette for receiving and dispensing bills is disclosed. The cassette includes a sensor structured to detect a location of the cassette, and memory having stored thereon instructions that, when executed by one or more processors, cause the one or more processors to transmit the location of the cassette to a remote computing device, determine that the location of the cassette has changed, and generate an indication that the location of the cassette has changed.