G06Q20/342

METHOD FOR DELIVERING MUSIC CONTENT TO A SMART PHONE
20190098063 · 2019-03-28 ·

A method of distributing media content using mobile communication devices including providing media access cards which promote selected media content to users of such devices whereby a user may access a web server associated with the media access cards and download application software enabling access to selected media content via a mobile device, the media access cards including a machine readable identification number code that identifies media content associated with the card whereby the application software facilitates reading and transmitting the code to a web server via the mobile device, receiving the identification number with the web server and using the identification number to locate a table value in a database wherein a plurality of media access cards identification numbers are associated with a media content table value, using the table value to identify media codes associated with the selected content server which transmits media to the mobile device.

Systems and Methods for Managing Accounts in a Financial Services System

Systems and methods for creating accounts at a plurality of payment processors include a method that receives a first request to create a new account, and identifies a payment processor of the plurality of payment processors to handle the first request. The method determines whether a proxy for the new account exists in a local storage and sends a second request to the identified payment processor to create the new account, where the second request includes the proxy when the proxy for the new account exists.

Angle adjustable coulter wheel assembly

An angle adjustable coulter wheel assembly includes a rotatable shank having a longitudinal axis defined by an upper portion of the shank. The longitudinal axis is oriented neither vertically or horizontally with respect to the ground when the assembly is mounted on a tillage apparatus. A coulter wheel rotatably mounted on the shank proximate a lower portion of the shank. An actuator rotates the upper portion of the shank about the longitudinal axis to cause the face of the coulter wheel to rotate about three orthogonal axes thereby changing orientation of the face of the coulter wheel with respect to the ground when the assembly is on the tillage apparatus. The coulter wheel assembly permits adjusting the angle of the coulter wheel in at least two planes permitting greater control over how much soil the coulter wheel disturbs during tilling.

SYSTEMS AND METHODS FOR PROVIDING SPLIT CONTROL OF MULTIPLE EXECUTION ENVIRONMENTS
20190089585 · 2019-03-21 ·

The present disclosure describes systems, methods, and computer-readable storage media implementing techniques for providing split control of an execution environment. According to aspects of the disclosure, a first entity may be configured to exert control over presentation related aspects (e.g., the look and feel) of services provided by a second entity, while the second entity may exert control over backend processing and execution of the services. To facilitate the different portions of the split control, one or more servers may be configured to provide a first execution layer, a second execution layer, and a second execution layer control panel. The first execution layer may perform operations for executing the provisioning of the service. The second execution layer may perform operations for presenting the computing/execution environment for providing the service, and the second execution environment control panel may provide the first entity to customize/modify presentation related aspects of the computing/execution environment.

SYSTEMS, METHODS AND DEVICES TO FACILITATE SECURE PURCHASES OF CRYPTOCURRENCIES
20190087698 · 2019-03-21 ·

There is provided a physical redemption device such as a card and a system for purchasers to buy cryptocurrencies through a digital sale system. Cards are printed and packaged using a printer system to include a (secret) unique redemption code in a tamper resistant/tamper evident manner as well as a viewable unique verification code. The cards are distributed through retailers, similar to gift cards, for redemption via an online store or mobile application. Retailers activate the cards for purchasing. The redemption process is provided by an electronic interface (e.g. software system) that provides access to buy a cryptocurrency, preferably from among many different kinds of cryptocurrencies. Redemption uses the respective redemption code applied to each card. The verification code may be used to verify the authenticity and redeemability of the card prior to or after purchase.

Techniques for locking and unlocking tokenized tokens

In embodiments of the present invention, systems are provided for an interface configured to handle a unique identifier for a first digital token, a cryptographic token generation system that generates a second digital token that is unique and cryptographically secure, and a linking system configured to generate a one-to-at-least-one link between the second digital token generated by the cryptographic token generation system and the first digital token, such that the second digital token provides a unique digital tokenization of the first digital token. In embodiments, a rule system is configured to manage and apply a set of rules to the second digital token, wherein the set of rules includes a lock rule that restricts one or more transaction actions involving the second digital token and an unlock rule that removes the restriction of the one or more transaction actions involving the second digital token.

Systems and methods for managing an account

An account is managed using information read from a dual frequency transponder. Information stored on the dual frequency transponder can be read by a NFC-enabled device and by a UHF RFID reader. The information links, corresponds, or otherwise provides access to account information stored at a remote server. For example, a NFC-enabled device can read the information from the dual frequency transponder and use that information to enable instant and on-the-spot recharging of a toll account. In addition, a UHF RFID toll reader can scan information from the dual frequency transponder and use that information to debit toll charges from the correct toll account. The dual frequency transponder can be embedded in a license plate and read using a reader placed in the road. Additionally, the transponder can be configured to function at the correct frequency only when a valid vehicle registration sticker is applied to the license plate.

DUAL USE DIGITAL GIFT CARD
20240242198 · 2024-07-18 ·

A dual use digital gift card defines a first prepaid amount designated for at least one benefactor-selected first designated entity of a first entity type, and a second prepaid amount designated for payment of transactions in exchange for goods or services at a second entity type different from the first entity type. A balance access rule restricts access to the second prepaid amount based on a balance of the first prepaid amount. The dual use digital gift card is generated with a unique card reference and stored within memory of a server. The unique card reference is sent to the benefactor and may be sent to a beneficiary. The beneficiary uses the dual use digital gift card to transact the first prepaid amount to the at least one benefactor-selected first entity prior to using the second prepaid amount for the goods or services at the second entity type.

METHOD FOR PROVISIONING MERCHANT-SPECIFIC PAYMENT APPARATUS

Various embodiments are directed to a method and system for provisioning a merchant-specific payment apparatus, such as a temporary payment card, via a computing device, such as an automated teller machine (ATM). A user, such as a customer, may specify a merchant. A record of known payment acceptance types at that merchant may be returned, which may be used to determine what type of temporary payment card gets issued to the user.

System and method for billpay using credit-based products

Systems and methods for online billpay using credit products are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for online billpay using a credit product may include: (1) receiving, from a customer, an identification of a merchant for online credit-based bill pay; (2) retrieving accepted payment mechanisms from the merchant; (3) selecting a payment mechanism from the accepted payment mechanisms; (4) receiving an invoice for a customer transaction with the merchant from the merchant; (5) conducting a payment transaction with the selected payment mechanism; and (6) charging the payment transaction to a credit account associated with the customer.