A communication system (100) comprises a service terminal (ST) and a first transmitter function (TX1) in or at the service terminal (ST). The first transmitter function (TX1) is configured for sending a first short-range wireless communication signal (S1) to cause a first reaction (R1) when received by a mobile device (MD) being located within a first distance (D1) or distance range (DR1) from the service terminal (ST). The communication system (100) also comprises a second transmitter function (TX2) in or at the service terminal (ST). The second transmitter function (TX2) is configured for sending a second short-range wireless communication signal (S2) to cause a second reaction (R2) when received by the mobile device (MD) being located within a second distance (D2) or distance range (DR2) from the service terminal (ST), the second distance (D2) or distance range (DR2) being closer to the service terminal (ST) than the first distance (D1) or distance range (DR1).

Technology is disclosed for facilitating generation and processing of a customized promotion based on a set of factors. In some embodiments, the disclosed technology enables a particular merchant to incentivize customer business (e.g., increase customer traffic to a physical merchant location) by offering a customized promotion for placement in a receipt of a transaction with another merchant. The customized promotion, which decreases incrementally in value over time, is generated specifically for a product and/or service offered by the particular merchant. The product and/or service associated with the promotion correlates to a set of factors, including, among others, the customer's spending trend, thereby increasing the likelihood that the customer would redeem the promotion with the particular merchant in a second transaction. In some embodiments, a portion of the payment in the second transaction is distributed to the other merchant, thereby enabling both merchants to benefit from the placement of the promotion.

Management of fuel dispenser media is provided. In general, a fuel dispenser can be in communication with a media library configured to facilitate delivery of media to the fuel dispenser for output therefrom. The media library can be on board the fuel dispenser or can be included in a gateway configured to communicate with the fuel dispenser. The media library is configured to query one or more media sources for media information and to retrieve media information therefrom that is specific to the fuel dispenser. Additionally or alternatively, the media library is configured to query the one or more media sources for updates to the retrieved media information and, if updated, to retrieve the updated media content from the media source(s).

A method of and apparatus for automatically displaying an advertisement or promotional material to a user of an automated teller machine or point of purchase terminal. The method includes accessing debit data and credit bureau data for the applicant, accessing account information for the applicant, generating a score for the applicant based on the data and the account information and determining what advertisements or promotional offers to display on the ATM or POP terminal. The apparatus is a system, including both hardware and software components for effecting the method.

A computing platform that analyzes a captured video stream to identify a document depicted in the video stream, validates identification information corresponding to the document to display an information address associated with the document, and that initiates a transaction based on the validation of the identification information associated with the document.

In different embodiments of the present invention, systems, methods, and computer-readable storage media may be used to provide for a substitute coupon to a customer to replace a digital coupon that has been denied.

The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the one or more processors may be configured to calculate an overall merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the overall merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.

A method is provided for processing data displayed on a screen of a multimedia kiosk, which has a contactless payment terminal. The method is implemented within the multimedia kiosk and includes detecting a presence of a user; and modifying, by using an interactive management module, a common advertisement message, broadcast by the multimedia kiosk, into a personalized advertisement.

An information supplying program includes: an authentication step of performing authentication for accessing an AR library causing a camera to operate as an AR camera; a photography step of photographing an item packaging design of merchandise by the camera; a selection step of selecting a photoframe image based on the item packaging design of merchandise that was photographed from among a plurality of sets of information related to the merchandise; and a display step of displaying the selected photoframe image on a display unit.

A networked computer system distributes content that is to be added to receipts by receipt issuing devices. The system includes a central server, first and second store servers communicating with the central server over a first network, first receipt issuing devices communicating with the first store server over a first local network, and second receipt issuing devices communicating with the second store server over a second local network. A first control plane is implemented in the central server to control whether or not the content is to be distributed to the first store server and whether or not the content is to be distributed to the second store server. A second control plane is implemented in the first and second store servers to control whether or not the content is to be distributed to the first and second receipt issuing devices, respectively.