This invention conveys as a poverty simulator mocking situations of financial hardships. This board game apparatus herein challenges consumer's ability to refrain from debt in a game designed to keep them in debt. Players can move around the track freely or in whatever direction the Financier chooses. Players begin the game after the Financier has provided each player with a character profile card, the matching character pawn, and the starting amount for their character. Preferably, players will move around the track freely by the roll of the dice and either pay a financial penalty or receive a financial benefit when they land on certain spaces. Players have the option to choose how they want to pay expenses. Players could change character profiles during the game. Players could go to Prison or die during game play. The game will continue as long as a single player is left alive.

DIA-STAR is a star shaped game board that operates by playing in a clockwise position. All 6 players choose a star game piece, roll the dice and begin moving from the 12:00 position, proceeding towards the right direction. There are various board locations. Each location will direct you what to do. In Stoney Row section, you will collect the stones from the area you land in. To win you collect all 12 stones or collect $700. The loser reaches $300. In Tribal Parkway section, you will have to pull a DIA-STAR card and answer or follow instructions. Some of the cards require you to obtain information by Googling on the World Wide Web.

DIA-STAR provides educational information as you make stops along the way. It promotes social interaction, cognitive skills, expands knowledge in science & humanity and encourages further research and studies. Includes easy-to-read instructions.